Oftentimes in a divorce there is one spouse that knows significantly less than the other about the finances. This spouse may be concerned about building credit on his or her own and may feel pressure to start fresh even before the divorce has been settled.

However, as a recent article from The Huffington Post pointed out, it is important to take one step at a time and become financially secure before taking on new obligations.

The article also said that many times decisions made during a divorce are influenced by emotions, so it's a good idea to be prudent with the finances during this time.

For example, it is not a good idea to make significant purchases or investments before the divorce is finalized and your financial situation is completely understood, the article said. This is because investments, like cars or real estate, should not be made on assumptions of how the divorce settlement will turn out.

But there are a few things that someone going through a divorce can do to start building credit and becoming more financially independent while the divorce is in progress, the article said.

It's a good idea to apply for your own credit card and put bills in your own name (as long as they are paid in time) the article suggested. Another idea for spouses who were left out of the loop financially is to learn about monthly expenses and develop a budget. 

Consulting a financial planner is another great way to plan for a secure future. Additionally, it can give the person the knowledge to make financial decisions with confidence.

Thanks to The Huffington Post for these helpful tips.

Source: The Huffington Post, "The Finances Of Divorce," Deborah Moskovitch, Jan. 19, 2012